Your Virginia work accident may make it difficult or impossible to work for a long time. You may be worried about the financial strain this puts on your family. You don’t want them to suffer because of your injuries, after all. But how do you get the funds you need to not just pay your medical bills, but to also support yourself and your family?
At Pathfinder Injury Law, we want you to get the benefits you’re due when you’re hurt in a work accident. Because of this, you may be asking about your options for seeking out Workers’ Comp benefits and social security disability insurance (SSDI) benefits. Here’s what you can do to maximize your settlement.
Workers’ Comp benefits are offered to support injured workers when their injuries leave them unable to work. SSDI benefits are meant to support those who have suffered a severe, disabling injury, regardless of whether it happened at work. So how do they work together?
The good news is, you may be eligible for both types of benefits. These benefits are offered through different systems. While these benefits may impact one another, together they can help you get the compensation you’re due.
When qualifying for these programs, getting Workers’ Comp benefits may be simpler. If you’re an employee who qualifies for Workers’ Comp benefits and you’re hurt on the job, you should be eligible for Workers’ Compensation. But disability benefits may not be so simple.
To qualify for SSDI benefits, you must first have a medical condition that has lasted a year, is expected to last for at least a year, or may end in death. This severe condition may prevent you from working.
If you have such a serious injury, you’ll also need to prove whether you meet the income thresholds for SSDI. Because these thresholds can vary based on your current living situation, you may need to speak with your lawyer about whether you qualify.
But being able to seek both of these types of benefits doesn’t mean there’s no limit to the funds you can receive. You may be limited to receiving only 80 percent of your average current wages before your work accident. That means, even if you’re able to receive both types of benefits, your options may still be capped.
Fortunately, you have an opportunity to maximize the settlement you receive for your injuries. While you may be unable to seek out the full value of your wages, these funds can still help you support yourself and your family during this difficult time.
Hurt in a work accident and unsure what benefits you qualify for? Your lawyer at Pathfinder Injury Law can guide you to the compensation you’re due when you’re hurt in a work accident. We even offer free consultations, so reach out for the guidance you need while seeking the compensation you’re due. Call 804-505-0633, or complete the following online contact form.